Self-employed
A different way to document your income.
Some eligible borrowers may use written verification of employment rather than a traditional income stack.
What VOE means
A VOE is a written verification of employment. Some programs may use it as an alternative way to document employment and income rather than a full traditional document stack.
Who this option may fit
Eligible borrowers whose employment can be verified in writing and who may not need—or may not fit—a conventional income package. This is not available to everyone.
This is not “no income verification.”
VOE-only is a different method of verification, not the absence of verification. It is not a no-documentation loan, and it is not a path that works for every borrower.
Program snapshot
VOE-Only Loans
Some eligible borrowers may have mortgage options that use written verification of employment rather than the traditional stack of income documentation.
- Income documentation
- Written verification of employment
Program availability and guidelines vary by lender, borrower and transaction. Contact Flex Path Funding for current options.
Questions, answered plainly
What is a VOE?
A VOE is a written verification of employment. Some programs may use it as an alternative way to document employment and income rather than a full traditional document stack.
Does VOE-only mean no income verification?
No. It is a different method of verification—not the absence of verification. It is not available to everyone, and it is not a no-documentation loan.
There's more than one way to qualify.
Tell us about your scenario and we'll help you explore the available mortgage options.