Self-employed
1099 income. Another way to qualify.
Mortgage options that may evaluate 1099 earnings differently from conventional W-2 underwriting.
What it is
Some alternative mortgage programs can evaluate 1099 earnings differently from conventional W-2 underwriting. Documentation and calculation methods still depend on the lender.
Who may benefit
Independent contractors, consultants, and other 1099 earners whose income may not fit a traditional W-2 file. Fit is always case-by-case.
How qualification can differ
Instead of treating 1099 income like a conventional employee file, some programs look at the 1099 earnings—and related documentation—on their own terms. Nothing here is a guarantee of a specific calculation.
Program snapshot
1099 Loans
Some alternative mortgage programs can evaluate 1099 earnings differently from conventional W-2 underwriting.
- Income documentation
- 1099 earnings
Program availability and guidelines vary by lender, borrower and transaction. Contact Flex Path Funding for current options.
Questions, answered plainly
How can 1099 income be used to qualify?
Some alternative programs evaluate 1099 earnings differently from conventional W-2 underwriting. Documentation and calculation methods still depend on the lender.
Who may benefit from a 1099 loan?
Independent contractors, consultants, and other 1099 earners whose income may not fit a traditional W-2 file. Fit is always case-by-case.
There's more than one way to qualify.
Tell us about your scenario and we'll help you explore the available mortgage options.