Self-employed
Let your business performance tell the story.
Some programs may consider profit-and-loss documentation when evaluating self-employed income.
What it is
Certain alternative mortgage programs may consider profit-and-loss documentation when evaluating income for a self-employed borrower. That is not a universal P&L-only promise.
Who may benefit
Business owners whose current performance may not be fully reflected on the last tax return. We’ll review the scenario before recommending a documentation path.
How business performance is considered
When a program allows it, a P&L can help explain how the business is doing now. Lenders still set their own documentation and calculation rules.
Program snapshot
P&L Loans
Certain alternative mortgage programs may consider profit-and-loss documentation when evaluating income for a self-employed borrower.
- Income documentation
- Profit-and-loss documentation, depending on the program
Program availability and guidelines vary by lender, borrower and transaction. Contact Flex Path Funding for current options.
Questions, answered plainly
Does a P&L loan mean I qualify on a P&L alone?
Not necessarily. Some programs may consider profit-and-loss documentation as part of the income story. It is not a universal P&L-only path, and requirements vary.
Who might this fit?
Self-employed borrowers whose business performance may not be fully reflected on tax returns. We’ll review the scenario before recommending a documentation path.
There's more than one way to qualify.
Tell us about your scenario and we'll help you explore the available mortgage options.